Insur ance

INSURANCE AND FEES

 We have several different options for payment for services.

 If you would like to utilize your insurance benefits you can just call your insurance company and ask what your outpatient mental health coverage benefits are. They should tell you if there is a deductible and then if they would cover 90, 80 or 50% of the treatment costs. Also ask what your annual dollar amount available or maximum number of sessions is.

Some insurances require Prior Authorization before they will cover any sessions. Your insurance card or booklet should tell you if this is the case for you. If that is the case you need to call them first before coming in or they may not pay for your first visit.

If they ask for the diagnosis you can state that you are not sure yet, or just describe the problem briefly. Don’t talk about what type of treatment you want; just ask what your mental health benefits are. Some companies may say that we are not on their list of providers but that does not mean they will not cover services here. You need to give them our tax ID number and then they will tell you if treatment will be covered. Our tax ID Number is 39-1810638.

 If you have an HMO chances are that they will not cover treatment here unless they can not provide similar coverage within their system. They are usually reluctant to let you go outside their plan. If you have out-of –network benefits then you will get some coverage. If you have a PPO it should not be a problem, but you should check on the coverage and the deductible.

 We will work with you and do what we can to help, but you are ultimately responsible for the payment of services so it is best to check your coverage ahead of time. Also if they only give limited coverage you should keep track of when you maximize your benefits. Again, we will be glad to help and will do what we can to assist you.

 Non-Insurance programs:

For people interested in our non-medication or brief therapy treatment programs we can work out a special plan to make treatment more affordable for you.

 We can offer the EEG Biofeedback in blocks of sessions for 30, 40 or 50 minutes of treatment. These are usually sold in blocks of 10 or 20 sessions and when you pay up front the amount is discounted. Costs vary depending on if treatment is done by a Ph.D., Master level provider or an intern being supervised. Specific costs can be worked out with you after an evaluation (generally they will range from $85 to $140 depending on the time of the session and the provider.)  

General treatment rates are as follows:

	Psychologists: $160 for a 50-minute session.
	Master’s level: $140 for a 50-minute session.

If sessions are scheduled for shorter times or if they run longer they will be prorated accordingly.